- "put it on plastic"
- "spend because you deserve it"
- "you had a rough day"
- and whatever else we convince ourselves with that the burden of debt we are about to purchase won't matter.
But it does.
When you are in debt someone and money owns you, your time, your decisions, your lifestyle until that debt has been paid. I don't know alot of people who like to being "owned", but that is exactly what debt does--it owns you and ability to choose.
Get into the mindset that your money should always be working for you:
--increasing in value
--making more money.
--Take a finance class
--Look into Roth IRA's.
--Learn about investing.
--Ask for advice
--Make a budget.
--Look at your expenses
--Look at your skills, talents.
-Rich Dad Poor Dad by Robert Kiyosaki